Fees & Insurance.
Boundless is an out-of-network practice. That means you pay for your session up front, and if your plan offers out-of-network benefits, your insurer reimburses you for a portion. A few of our clinicians are also in-network with Aetna.
Use the verification tool below to see your coverage.
Results not populating? Try our other estimator tool linked here! Sometimes, insurance companies restrict the information providers can recieve. If that's the case, email us at hello@beginboundless.com with your insurance information and we'll call your plan!
We file your claims for you. Once you're a client, we submit claims on your behalf — you just receive your reimbursement. No paperwork, no chasing your insurer.
Therapist fees & insurance status.
Insurance FAQ's
1. Do you accept insurance?
We're out-of-network, except Aetna — several clinicians are in-network with Aetna (noted on their profiles). With other plans, your out-of-network benefits usually reimburse part of each session. Check yours with the tool above.
2. What are out-of-network benefits?
You pay at the time of session, and your insurer reimburses you for a portion afterward. Most of our clients get back 30–90%, depending on their plan.
3. Do you handle the insurance paperwork?
We can. If you elect in, we submit your claims weekly through our EHR ($3.19 per claim), and your reimbursement comes straight to you either via check or direct deposit.
4. How do I find out what I'd actually pay?
Use the checker above for an estimate, then call your insurer to confirm. Ask: Do I have out-of-network outpatient mental health benefits? A deductible, and how much is left? What percentage is reimbursed? Any session limit or referral needed?
5. What is a deductible?
What you pay before reimbursement starts. With a $1,000 deductible, you'd pay toward sessions until it's met, then reimbursement kicks in. It's the biggest factor in your early cost — worth confirming up front. Some plans have no deductible; others are high-deductible.
6. What is an "allowed amount"?
It's the figure your insurer bases your reimbursement on — which may match your therapist's fee or be lower. Example: if your plan reimburses 70% and your allowed amount is $200, you'd get back 70% of $200. Insurers set this based on things like provider licensure and location, and they only calculate it once a claim is filed — so the exact number can't be known in advance. The checker above gives a close estimate; the real figure firms up after your first claim.
7. Can I use my HSA or FSA?
Yes — you can pay for sessions with HSA, FSA, or HRA pre-tax dollars, which is another way to lower your effective cost.
8. What if the checker doesn't work or I'm confused by the results?
Email a photo of the front and back of your insurance card (and your date of birth) to hello@beginboundless.com, and we'll help you make sense of what your plan typically reimburses.