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Fees & Insurance.

Boundless is an out-of-network practice. That means you pay for your session up front, and if your plan offers out-of-network benefits, your insurer reimburses you for a portion. A few of our clinicians are also in-network with Aetna.
Use the verification tool below to see your coverage.

Using insurance?

If you want to leverage your out-of-network benefits, check your estimated cost with the tool below or work with our Aetna providers.

Paying out of pocket?
Benefits Checker

Results not populating? Try our other estimator tool linked here! Sometimes, insurance companies restrict the information providers can recieve. If that's the case, email us at hello@beginboundless.com with your insurance information and we'll call your plan!

We file your claims for you. Once you're a client, we submit claims on your behalf — you just receive your reimbursement. No paperwork, no chasing your insurer.

FEE CARDS

Therapist fees & insurance status.

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Psychotherapist

Working with residents of NY, NJ, MA & CA

Fees
Out-of-network provider:

  • $210 individual

  • $225 couples

  • Some sliding scale offered

Chandni Singhvi, LMSW-F, therapist at Boundless, seated on a green couch.

Psychotherapy Fellow

Working with residents of NY, NJ, & MA

Fees
Aetna in-network
or Out-of-network provider:

  • $70 individual

  • $70 couples

  • Some sliding scale offered

Grace Sorgeloos | ADHD and Neurodivergence Therapist | Anxiety & Stress Therapists in NY, NJ & MA.

Psychotherapy Fellow

Working with residents of NY, NJ, & MA

Fees
Aetna in-network
or Out-of-network provider:

  • $70 individual

  • $70 couples

  • Some sliding scale offered

Monesha Chari, LMSW | South Asian Therapist, EMDR Therapist Smiling at the Camera | Boundless Therapy NY NJ & MA

Psychotherapist & Clinical Team Lead

Working with residents of NY, NJ, & MA

Fees
Out-of-network provider:

  • $220+ individual

  • $235+ couples

  • Sliding scale full

Headshot of Risa Vargas MHC-F Latina therapist serving NY, NJ, and MA specializing in anxiety, burnout, and identity work for BIPOC and LGBTQ+ clients.1

Psychotherapy Fellow

Working with residents of NY, NJ, & MA

Fees
Aetna in-network
or Out-of-network provider:

  • $70 individual

  • $70 couples

  • Some sliding scale offered

Miriam Siddiq LCSW | South Asian Therapist, EMDR Therapist & Muslim Therapist Smiling at the Camera | Boundless Therapy NY NJ & MA

Psychotherapist

Working with residents of NY

Fees
Aetna in-network or Out-of-network provider:

  • $220+ individual

  • $235+ couples

  • Some sliding scale offered

Dipti Balwani, LMHC | South Asian Therapist, EMDR and Yoga Teacher Smiling at the Camera | Boundless Therapy NY NJ & MA

Psychotherapist & Yoga Teacher

Working with residents of NY, MA & FL

Fees 
Out-of-network provider:

  • $220+ individual 

  • $235+ couples 

  • Sliding scale full

Kiara Vaz, LMSW | South Asian Therapist, C-DBT and Hypnotherapist Smiling at the Camera | Boundless Therapy NY NJ & MA

Psychotherapist

Working with residents of NY, NJ, PA & MA

Fees
Aetna in-network or Out-of-network provider:

  • $210 individual

  • $225 couples

  • Some sliding scale offered

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Psychotherapist, Supervisor, & COO

Working with residents of NY, MA, & FL

Fees
Out-of-network provider:

  • $250 individual

  • $275 couples

  • Sliding scale full

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Psychotherapist, Supervisor, & CEO

Working with residents of NY, NJ, MA, & CA

Fees
Out-of-network provider:

  • $250 individual

  • $275 couples

  • Sliding scale full

Insurance FAQ's

1. Do you accept insurance?

We're out-of-network, except Aetna — several clinicians are in-network with Aetna (noted on their profiles). With other plans, your out-of-network benefits usually reimburse part of each session. Check yours with the tool above.

2. What are out-of-network benefits?

You pay at the time of session, and your insurer reimburses you for a portion afterward. Most of our clients get back 30–90%, depending on their plan.

3. Do you handle the insurance paperwork?

We can. If you elect in, we submit your claims weekly through our EHR ($3.19 per claim), and your reimbursement comes straight to you either via check or direct deposit.

4. How do I find out what I'd actually pay?

Use the checker above for an estimate, then call your insurer to confirm. Ask: Do I have out-of-network outpatient mental health benefits? A deductible, and how much is left? What percentage is reimbursed? Any session limit or referral needed?

5. What is a deductible?

What you pay before reimbursement starts. With a $1,000 deductible, you'd pay toward sessions until it's met, then reimbursement kicks in. It's the biggest factor in your early cost — worth confirming up front. Some plans have no deductible; others are high-deductible.

6. What is an "allowed amount"?

It's the figure your insurer bases your reimbursement on — which may match your therapist's fee or be lower. Example: if your plan reimburses 70% and your allowed amount is $200, you'd get back 70% of $200. Insurers set this based on things like provider licensure and location, and they only calculate it once a claim is filed — so the exact number can't be known in advance. The checker above gives a close estimate; the real figure firms up after your first claim.

7. Can I use my HSA or FSA?

Yes — you can pay for sessions with HSA, FSA, or HRA pre-tax dollars, which is another way to lower your effective cost.

8. What if the checker doesn't work or I'm confused by the results?

Email a photo of the front and back of your insurance card (and your date of birth) to hello@beginboundless.com, and we'll help you make sense of what your plan typically reimburses.

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